Options for Financing cosmetic surgery or other healthcare services

If you don’t have the cash flow to pay for a procedure in full at the time of service, you’re not alone. There are several financing companies out there that are happy to help. In exchange for a little interest!

CareCredit and Alphaeon Credit

These two companies operate similarly. After applying for credit and getting approved, they’ll pay your doctor or facility in full, up front, for your procedure. You then pay them back based on the terms of agreement. There are several options, including 6 or 12 months no interest. Be careful with this option. That’s great if you can pay it back within 6 months at no interest. But if you don’t pay it back within 6 months, the interest skyrockets to around 26%.

There are other loan options wherein the company is paid off over 2-3 years with interest. The longer the time to pay it back results in more money paid back to the company but it also means a lower monthly payment, which could be easier on your checking account.

Prosper Healthcare Lending

In this scenario, Prosper pays the patient directly. If the patient still wants the procedure, they would then pay the doctor or facility, and the patient would pay Prosper back over time with interest. If you have any questions, check out the video below.

Video: 3 options for financing cosmetic surgery

Don’t forget, before you request funding for your procedure, you need to know how much it costs first! Check pricing on services from Dr. Kaplan by clicking here.

Click here for the original blog post written by Dr. Kaplan for BuildMyBod.

The post 3 options for financing cosmetic surgery and other healthcare services [video] first appeared on Plastic Surgeon San Francisco | Pacific Heights Plastic Surgery.

Tax season officially culminates tomorrow, April 15th (or maybe technically April 18th this year) when you file your taxes. And let’s just assume you’re filing your taxes on time! Aside from getting past the anxiety of taxes, this is actually a great time of year. Why? Because this is the time to get that mommy makeover or aesthetic touchup that you’ve been considering.

What’s so great about tax season?

As you might imagine, tax season can also mean a tax refund. Sure you can put that money away for a rainy day or pay off some debt but who are we kidding?! As Americans we don’t feel alive unless we’re spending that money even before it lands in our pocket! So if you really don’t have more important bills or loans to tend to, cosmetic surgery is certainly a reasonable investment in yourself. My apologies if my glib perspective is not conducive to a responsible financial attitude.

In addition to having the funds to pay for a cosmetic procedure, April is a great month for cosmetic improvements. Pretty much any cosmetic surgery to the breasts, abdomen or booty are well healed within about 6 weeks. That doesn’t mean you can’t go back to work for 6 weeks. You can return to your normal routine within days or a couple weeks depending on your comfort level. I’m referring to 6 weeks since that’s about how long it takes for the incisions to heal well enough that they can be submerged in water.

Why water? Because 6 weeks after the month of April is summer time! In other words, getting a procedure in April will allow you to be healed in time for vacation. So now you have the motivation and the money in April, right after tax season. What are you going to do?

To check pricing on a procedure from Dr. Kaplan, click here.

Click here for the original blog post written by Dr. Jonathan Kaplan for BuildMyBod.

The post Why tax season is the time to schedule your cosmetic surgery first appeared on Plastic Surgeon San Francisco | Pacific Heights Plastic Surgery.